GrowBuck

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GrowBuckGrowBuck is an attendance, economics, and job training program all rolled into one.

OVERVIEW
Students K-12 are “paid” a set amount of GrowBucks for each day of school they attend. At the end of each month, students receive their earnings to spend on products or services made by their fellow students. If there’s nothing they want to buy, students can spend their GrowBucks to purchase extra credit on homework assignments, this week’s pop quiz, or any other benefit you as the instructor are willing to offer. From here, the program can be expanded and customized as you see fit.

GrowBuckBased on our 2014 Economy, Jr. program, the mission is to create a micro economy on campus that mirrors the real world as close as possible allowing students to practice future part time jobs/careers, simulate paying rent, grocery costs, student loans, taxes, credit cards, and more. Middle and High School students can even list their GrowBuck Experience under “Work Experience” on job resumes when applying for their first jobs or internships.

GETTING STARTED
For Elementary Schools, we recommend introducing the program to the lower grades (3rd and below) where students practice their fraction and decimal lessons as they spend their GrowBucks. Higher Grades (4th & 5th) can practice more advanced math lessons as they try out additional parts of the program like getting jobs, paying taxes, and even starting businesses to sell their products and services to students in the lower grades during lunch break.

For Middle and High Schools, we suggest setting up the program in home room with students given the option to rent tables during lunch break to buy and sell outside of the classroom. GrowBucks at this level can provide a vehicle for teaching algebra along with general soft skills like accounting and salesmanship that are valuable in the working world.

GrowBuckGROWING THE PROGRAM
As more classrooms at your school join the program, a larger market is created giving students a wider customer base to buy and sell with during breaks in the school day. ReBuildUp will provide modules that can be added as you go to incorporate things like student run banks, selling pet food through the Food Growing League, and more.

COST
The GrowBuck program which includes currency, instructor/student training, and worksheets is available for a small fee and is free to schools that qualify for a scholarship. Additional materials like economic literacy games (see below) are available at an additional cost. Pitch Drill and PitchPocalypse can played for free.

Interested in learning more? Contact us now to bring GrowBucks to your classroom.


TYPES OF INCOMES & ACCESSORIES
Here are some ways to make and keep track of GrowBucks throughout the school year.
Attendance
Paycheck


Grade
Paycheck

Volunteer
Paycheck

GB
Wallet

Students earn GrowBucks for every day of school they attend. Students paid monthly.
Students earn GrowBucks for their grades either monthly or at the end of each grading period. Students get paid for the service hours they perform outside the classroom. Students make wallets using paper or construction paper to hold their GrowBucks.
Balance
Sheet

Work
Resume

Student
Loan

Credit
Card

Students fill out a Balance Sheet as they buy and sell to keep track of their income and expenses. The Balance Sheet can be folded to fit into a GB Wallet. [requires Instructor
signature]

Students list all job related skills they’ve learned through the GrowBucks program to put as their Work Experience when applying for jobs or internships in the real world.
Some GrowBuck jobs require students to pay for training. If they can’t afford it, they can get a Student Loan from either the GrowBuck Treasury or a Fractional Reserve Bank to cover costs and pay back with interest. Students can use Credit Cards issued by Fractional Reserve Banks to buy things now and pay back later with interest.
Grow
Bond


Students who purchase GrowBonds earn interest payments for loaning money to the GrowBuck Treasury.

EXPENSES
What good are GrowBucks if there’s nothing to spend them on? Some of the expenses can give Students a preview of what they’ll have to pay for in the real world.
Extra
Credit


Raw
Materials

Desk
Rental

Lunch
Bill

Students can purchase extra credit on certain assignments and quizes for a price decided by the Instructor.
Classroom supplies like construction paper, beads, twine, etc. used to make other things are available for a price. Mirroring real life rent, Students pay a monthly fee for use of their desk whether or not they’re in class every day. Students can pay for their lunch to get an idea of what grocery bills are like. Students still get to eat even if they don’t have any GrowBucks.
Portable
Garden Rental


Portable
Garden Purchase


After the Fall Food Growing Season, Students can rent Portable Gardens to grow pet food for themselves or to sell.
After the Spring Food Growing Season, Students can purchase Portable Gardens to grow food for themselves at home or sell plants to others.

TAXES
To ensure there’s always enough money to pay students for attendance, issue student loans, and fund jobs, students have to pay taxes to the GrowBuck Treasury. When the money starts to run out, the instructor and/or students can decide which taxes to impose.
% Rate
Sales Tax

Flat Fee
Sales Tax

Graduated
Income Tax

Flat %
Income Tax

Every transaction is charged a set percent of GrowBucks that Student businesses collect and then pay to the GrowBuck Treasury. Every transaction is charged a set fee of GrowBucks that Student businesses collect and then pay to the GrowBuck Treasury. The amount a Student makes determines the percentage of their income they pay to the GrowBucK Treasury. All Students pay the same percentage of their income to the GrowBuck Treasury.
Flat Fee
Income Tax


Business
Tax


Business
License


Commercial Property Tax

All Students pay the same fee taken from their income to give to the GrowBuck Treasury. Like the Income Tax, this is Tax on a Student Business’ Profits. In order to conduct business on campus, Student Businesses must purchase a license. This is a tax on Student Businesses that Rent out Lunch Break Tables to Student Businesses.
Classroom
Tariffs


This is a tax Students not in yourClassroom must pay to purchase goods from your business.

JOBS FOR STUDENTS
Students can perform the following tasks in return for a set amount of GrowBucks paid from the GrowBuck Treasury. Some jobs may require students to pay for job training (student loans may be available).
GrowBuck
Administrator

Teacher
Assistant

Classroom
Tutor

FGL
Administrator

Student(s) in charge of important dates, learning the system, managing the GrowBuck Treasury, answering questions, and more all to keep the GrowBuck system running smoothly for the Instructor.
Students help out busy teachers by taking on some of the simpler daily tasks teachers need done. Students can tutor other students, typically in lower grades, during recess or other designated times. Student in charge of overseeing bottle drives, important schedule dates, reminding instructor when it’s time to harvest, and selling growing supplies to students.
Game
Organizer

Mental Fitness
Trainer
Local Congress
Rep
One or more Students organize educational games for the class connected to the GrowBuck program. [Coordinated with School Counselor]
Students can show other students quick tips for dealing with stress, anger, and anxiety while referring students in need to the School Counselor.
Students take turns representing their class in the monthly Local Congress vote.

BUSINESSES IDEAS
Student entrepreneurs can try some of the following business ideas to earn extra GrowBucks while learning new skills that can come in handy when applying for jobs and internships in the real world.
Steps for
Selling

Artist
for Hire
Jewelry
Maker
Game
Tips
Step by step guide for testing out a new product or service using Cost of Goods Sold, Customer Surveys, and more.
Students with artistic talent can do custom drawings, paintings, etc. for a fee. Students with crafting skills can make things like bracelets, etc. for a fee. Students can share their tips for winning games for a fee.
Garage
Sale

Song-a-
Gram
Pet
Food

Plant
Sale

[Items require Parent & Teacher Permission]
Students can bring in items from home to sell instead of throwing them out.
Students with a talent for singing or playing an instrument can be hired to sing happy birthday and other songs to others. Students in the Food Growing League Fall Season can sell their pet food harvests to other students. Students in the Food Growing League Spring Season can sell plants they’ve grown in class or at home.
Raw
Materials

School
Newspaper
Full Reserve
Bank

Fractional Reserve
Bank

Students can bring their own raw materials from home to sell for use in making crafts. Students can report the latest news on campus and even sell ads to advertise other student businesses. Students can open their own bank to hold other students’ GrowBucks when they’re not being used for a fee. This type of bank allows Students to also take out student loans and get Credit Cards, but comes with the risk of bank default.
Table
Rental
Ad Space
Rental

Sewer
For Hire

Students can lease Tables used during lunch break to rent out to Student Businesses to sell their goods. Students can lease walls on campus to rent out to Student Businesses to advertise their goods using flyers and table toppers. Students who can sew offer their services to repair torn clothing for a fee.

GAMES
Here are some games to help sharpen business skills and maybe even come up with a new idea or two.
Pitch
Drill

Million
Dollar Idea

Economy
Jr.

Cashless
Incubator

[Available Now]
Pitch Drill is a fast paced introduction to business plans and pitching by having students develop and present a profitable solution for a specific problem before a panel of volunteer judges.
[Being Updated]
Million Dollar Idea has players take turns being a customer while the other players try to convince them to purchase their products accumulating market share in the process. Players have to reinvest the money they make wisely into new products to stay ahead in the game.
[Being Updated]
See both sides of the economic coin by playing Economy, Jr. Some players start the game as Customers spending a month’s paycheck from their chosen career on necessities like housing, groceries, child care, and more. The other half compete as Merchants selling these products to customers to cover daily overhead and hopefully post a profit.
[In Development]
Cashless Incubator teaches players how to build their business with no money by trading their skills for resources they’ll use to make their own products to sell to other companies.
Educated
Risk


Food
Bike

Pitch
Pocalypse

[In Development]
Educated Risk puts students in the role of investors spending fictitious money they earn during game play on three winning startups in hopes their investments pay off.
[Being Updated]
Food Bike teaches players WHY they need to eat healthy by having them play as merchants selling customers on the health benefits of the vegetables, fruits, herbs, and spices they’ve grown (in the game).
[Available Now]
The PitchPocalypse has the same format as Pitch Drill, except students are given a problem at the school to solve. The winner is judged by two experts and popular vote by students. The winning team receives  GrowBucks to implement their idea.

Interested in learning more? Contact us now to bring GrowBucks to your classroom.

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